Case Studies

Our Money Guide Service offers expert support and guidance on a variety of financial topics, including savings, budgeting, investments, retirement planning, and more.

See the case studies below to see how we have assisted our clients.

The case studies provided below are based on individual circumstances and the outcomes are not necessarily applicable to everyone as personal situations differ. It is usually necessary to have a one-on-one meeting with a Money Guide to assess your unique situation. These examples are shared to illustrate the various areas where we can offer financial signposting and guidance.

What are the best ways to financially support or invest for my children or grandchildren?

16th July 2026

It’s never too early, or too late, to think about building financial security for the next generation of your family.

How much for retirement?

How much money do I need to retire?

15th June 2026

One of the most common questions we hear as Money Guides at Planned Future is “How much do I actually need to

Employee Wellbe

How much should I have in my emergency fund?

4th June 2026

There’s no one-size-fits-all answer, but a good rule of thumb is to aim for 3–6 months of essential living costs in an

“I’m a trustee of an offshore bond. How can I withdraw funds tax efficiently?”

20th February 2025

A client from North Wales was a trustee, alongside her mother, of an offshore investment bond held in a discretionary trust. The

“Do I take the higher lump sum or a higher pension?”

17th February 2025

One of our clients was unsure whether to take a larger lump sum or a higher monthly pension. Here’s how we helped

Money Guide Enquiry Form

Request an initial meeting 30 minute meeting with a Planned Future Money Guide. Once you submit the form, our friendly team will assess your requirements and get in touch to arrange a suitable date/time for your meeting.

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FOR EMPLOYERS

Money Guide Service for your employees

If you are an employer and want to offer the Money Guide Service for your employees, please complete the form and we will be in touch with more information.

Hear from our clients

Our clients love working with us, just read what they have to say!

"Planned Future is the kind of financial guidance you always wanted but never knew existed. John helped me make crucial decisions about finances that protected my income and saved me on tax. But I also feel confident I can grow my financial knowledge on this journey and build my confidence to change my own money story"

NinaMoney Guide Client

"John approached our conversation with consideration, sensitivity and patience and helped identify clear actions and resources to start saving more effectively. I'd highly recommend Planned Future - they are approachable and practical"

Hannah MMoney Guide Client

"I had a meeting with John through the Money Guide Service, and he was absolutely amazing. He was so patient and kind, and explained different aspects of my finances so well. As someone who is slowly becoming more financial literate, the meeting was very helpful, highly recommend it!"

AashniMoney Guide Client

"I was given lots of useful guidance on platforms I'd not heard of, and fund options I could research. I'd thoroughly recommend John and Planned Future as its a win-win in terms of what I got from this consultation and will consider using his paid service again in future. The paid service offered is very competitive"

NathanMoney Guide Client

What is the Money Guide Service?

Guidance, information, signposting and considering your options in relation to one or more of your financial issues.

What topics can you help with?

Retirement planning
Employer and Personal Pension scheme options and explanations
Savings & investing for the medium to long term
Budgeting and money management
Student debt
Mortgage planning
Protection planning
IHT and Estate Planning
Wills and Power of Attorney
Signposting to consumer products and services including savings, investments, and pensions
Second opinion and explanations on financial advice you have received

How much does the Money Guide Service cost?

The initial half-hour meeting with your Money Guide is complimentary. Further Money Guide time is chargeable at £90 for half an hour and £180 for an hour. All prices are inclusive of VAT.

How is the Money Guide Service delivered?

By video or telephone meeting.

Will my question be answered in the first meeting?

Potentially, if there is a quick and straightforward answer or signposting, this can be done in the first meeting. Usually, further research and a follow up meeting is necessary, which is chargeable.

Do you give financial advice?

No, we are not Regulated Financial Advisers and legally we are unable to give specific advice or personal recommendations. We can refer you to an Independent Financial Adviser if this is appropriate.

Who are the Money Guiders?

Although our Money Guiders are not Regulated Financial Advisers, they all have extensive experience in the personal finance arena.
This includes planning for retirement, defined benefit & defined contribution pension options, savings & investments and many other areas.

Schedule your Money Guide Meeting