Financial Wellbeing at Work
More and more UK organisations are recognising that money worries follow people into work. Planned Future are specialist providers of financial wellbeing at work.
We help employers build a practical, measurable programme that combines education, one-to-one support and digital tools, so employees can feel more confident and in control of their money.
What is financial wellbeing at work?
Financial wellbeing is about feeling secure and in control of your money, today and in the future. At work, it means giving employees the knowledge, guidance and tools to manage everyday finances, plan for life events and prepare for retirement, without telling them what to do with their money.
A good workplace programme goes beyond a one-off lunchtime talk. It combines:
- Education: workshops, webinars and eLearning that explain pensions, budgeting, saving, tax and more in plain English.
- Guidance: one-to-one conversations where employees can talk through their own situation.
- Always-on tools: a portal or app with guides, calculators and videos available 24/7.
- Measurement: surveys and engagement data so you can see what is working.
Why financial wellbeing matters to employers
Financial stress affects attendance, focus and engagement, and many employees want more help than they currently get. Our own ongoing survey of UK employees shows the scale of the need:
- 92% worry about their finances at least once a year
- 69% say they are struggling with their current financial situation
- 77% want retirement planning support; 69% want help with pensions and investing
- 85% received no financial education at school
How Planned Future supports your employees
Every organisation is different, so we help you choose the right mix. You can start with a single service or combine several in our Financial Wellbeing Bundle.
Financial wellbeing workshops, webinars and seminars
Expert-led sessions, online or on site, on topics including Money Mindset, Pensions & Investing, Foundations in Personal Financial Planning, Planning at Redundancy and Cost of Living. Most last one hour, with 25-minute bitesize sessions also available, and many are CPD certified. Explore our financial wellbeing workshops.
Financial Wellbeing Clinics
One-to-one sessions with an FCA regulated adviser, giving employees personalised support in a confidential setting. Find out about our financial wellbeing clinics.
Money Guide Service
A 30-minute one-to-one video or phone meeting with an experienced Money Guide, offering impartial information, signposting and help to consider options. Learn about the Money Guide Service or read client case studies.
Financial wellbeing portal and app
Our award-winning platform gives employees 24/7 access to financial guides, videos, calculators, live webinars and the option to ask a question. It works on desktop and mobile and includes a survey so employees can track their own financial wellbeing over time. It won Finance Advisory Platform of the Year at the CorporateLivewire Innovation & Excellence Awards 2024. See the financial wellbeing portal.
Financial wellbeing eLearning
CPD certified online courses employees can complete at a time that suits them, ideal for shift workers, hybrid teams and multi-site organisations. Each course is available for three months from purchase and costs just £10 per user. Browse our eLearning courses.
Retirement planning
From financial planning webinars to full-day pre-retirement workshops covering both money and lifestyle. See our retirement planning workshops.
Mental wellbeing
Financial and mental wellbeing are closely linked. We also deliver training including Mental Health First Aid, resilience and line manager support. Explore mental wellbeing at work.
AWARD WINNING PORTAL
Financial Wellbeing Portal
Our award-winning Financial Wellbeing Platform allows your employees to access a range of financial resources 24/7, including guides, videos, calculators and the option to ask a question to a qualified Financial Adviser.
How it works
- Understand your people. Start with our financial wellbeing quiz or an employee survey to see where support is needed most.
- Choose the right mix. We recommend the sessions, guidance and tools that suit your workforce, budget and delivery preferences.
- Launch and communicate. We help you promote the programme so employees know what is available and how to use it.
- Measure and refine. Track attendance, feedback and engagement, then adjust the programme over time.
Trusted by employers
We work with universities, colleges, public bodies and private-sector employers of all sizes. Read what our clients say on our corporate testimonials page. Planned Future is also a certified B Corp.
The training is of a high quality and impactful with great service and positive outcomes.
EleanorStaff Wellbeing Coordinator | University of Cambridge 
The service is very useful and good value for money. I have found them to be very clear and helpful.
AndyMoney Guide Client
I received objective and supportive advice, and it gave me the opportunity to understand which priorities to concentrate on first and the best way to achieve that. I came away feeling better about being able to regain some control and manage things better.
SarahMoney Guide Client
I have only received positive feedback and questions asking when we can have them again. I highly recommend Planned Future for their excellent customer service, knowledge and professionalism.
DorotaHead of Learning and Organisational Development | Capital City College
I had a meeting with John through the Money Guide Service, and he was absolutely amazing. He was so patient and kind, and explained different aspects of my finances so well. As someone who is slowly becoming more financial literate, the meeting was very helpful, highly recommend it!
AashniMoney Guide Client
Very easy to work with and also very flexible to our needs. Professional delivery of what can be a complex subject matter but done so that is understandable to the audience. Would highly recommend Planned Futures for Financial Planning and Pre-retirement Planning seminars.
MariHR Officer (Staff Development) | Bangor University
We have seen more staff engaging with our financial wellbeing support resources and requesting for more webinars!
Eleanor Staff Wellbeing Coordinator | University of Cambridge
Planned Future were responsive and well organised from the start, and listened to our needs and were able to recommend the best session for us. The facilitator was great, very personable, friendly and engaging. The staff that attended the session all agreed it was very helpful, I'm really glad we were able to organise it and work together with Planned Future.
Gemma Senior People Manager | RCOG
We have worked with Planned Future on several occasions now and each course they have run has been fantastic and engaging.
CarlyPeople Development Manager | University of Reading
Financial wellbeing at work: frequently asked questions
We work with universities, colleges, public bodies and private-sector employers of all sizes. Read what our clients say on our corporate testimonials page. Planned Future is also a certified B Corp.
What is financial wellbeing at work?
Financial wellbeing at work means helping employees feel secure and confident about their money through education, guidance and practical tools provided or supported by their employer.
What does a financial wellbeing programme include?
Most programmes combine workshops or webinars, one-to-one support, and on-demand resources such as a portal or eLearning. With Planned Future you can choose individual services or combine them in a bundle.
What is the difference between financial guidance and financial advice?
Financial guidance, as provided by our Money Guide Service, is impartial information and signposting that helps people understand their options. It does not include personal recommendations and is not regulated by the FCA. Financial advice is a personal recommendation from a regulated adviser, which employees can access through our financial wellbeing clinics.
Do you deliver sessions online and on site?
Yes. Our workshops are available as webinars or on-site seminars, and our eLearning and portal can be used any time, anywhere.
How long are the sessions?
Most workshops run for one hour, bitesize sessions for 25 minutes, and retirement planning sessions from three hours to a full day.
How much does financial wellbeing support cost?
Costs depend on the services you choose and the size of your organisation. eLearning is £10 per user, and portal pricing is based on employee numbers. Contact us for a tailored quote.
Can small organisations use your services?
Yes. We work with smaller businesses as well as large public and private sector employers, and we can scale sessions and support to fit.
How do we measure whether it is working?
You can track attendance, employee feedback and portal engagement, and the portal survey lets employees measure their own financial wellbeing over time.